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About Us

The finest products at the best price

Statewide General Agency (SGA) was founded in 1975 as a managing general agency specializing in personal lines business. Since then, we’ve grown into one of the leading marketers for specialty insurance providers in Oklahoma. SGA is the exclusive Managing General Agency for Harbor Insurance Company. This special partnership works hand-in-hand to provide excellent service to our customers.

Oklahomans Insuring Oklahoma

At Harbor Insurance Company, we’ve built our reputation on three core concepts: Knowledge, Integrity and Drive. Based in Tulsa, OK since 1993, we serve the unique needs and circumstances of Oklahomans across the state. Harbor Insurance Company has earned a Financial Stability Rating of “A, Exceptional” from Demotech, Inc.

  • Knowledge

    We educate our staff to serve our customers well.

  • Integrity

    We build trust with our customers and keep our promises.

  • Drive

    We work hard to innovate and implement more efficient ideas and techniques to save our customers money.

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Auto Insurance

Harbor Insurance…A Safe and Secure Place to be Insured.

Our auto program is designed to meet the needs of a wide variety of customers. Our program rewards clean driving records through premium discounts, while also serving drivers with blemished records.

Property Insurance

  • Dwelling
  • Mobile Home

We have a policy to meet the needs of most homes with values ranging from $10,000 to $250,000, including single family homes and duplexes. Homes can be occupied as owner, tenant or seasonally.

A variety of optional coverages, discounts, and deductibles are available.

Let our agents help you choose the right policy to fit your situation.

This policy is specifically for Mobile Homes and Manufactured Housing, designed to meet the needs of most of these homes with values ranging from $5,000 to $150,000. The following risks are eligible for our program:

  • Primary Residence
  • Seasonal / Vacation
  • Rental
  • Commercial

A variety of optional coverages, discounts, and deductibles are available.

Let our agents help you choose the right policy to fit your situation.

Vacant Property

  • Residential
  • Commercial
  • Mobile Home

Homes can become vacant for many reasons:

  • Inheritance
  • Renovation
  • A new purchase without a tenant
  • Between occupants while on the market

In most cases, we can help.  Our policies have the following features:

  • Property Limits up to $5 Million
  • General Liability Limits up to $1 Million
  • 3, 6 and 12 month policy terms are available

A variety of optional coverages, discounts, and deductibles are available.

Let our agents help you choose the right policy to fit your situation.

Your commercial property may find itself without a tenant or maybe it was purchased as a new unoccupied property, or a property being renovated.  Whatever the situation, we can help.

We offer:

  • Property Limits up to $5 Million
  • General Liability Limits up to $1 Million
  • 3, 6 and 12 month policy terms are available

A variety of optional coverages, discounts, and deductibles are available.

Let our agents help you choose the right policy to fit your situation.

Mobile Homes and Manufactured Housing can become vacant for many reasons.

  • Inheritance
  • Renovation
  • A new purchase without a tenant
  • Between occupants while on the market

In most cases, we can help. Our policies have the following features:

  • Property Limits up to the Actual Cash Value of the unit
  • General Liability Limits up to $1 Million
  • 3, 6 and 12 month policy terms are available

A variety of optional coverages, discounts, and deductibles are available.

Let our agents help you choose the right policy to fit your situation.

Earthquake Insurance

  • Residential

If earthquakes have you shaken, then we have the right product for you. Residential homes are eligible with values from $50,000 to $5 Million.

A variety of optional coverages, discounts, and deductibles are available.

Let our agents help you choose the right policy to fit your situation

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